Real estate appraisal services for homeowners in the city of Heath and Licking County

Here are the top 7 reasons why OH homeowners use Delta Appraisal Services Co.:

Find the right listing price (whether you're using a real estate agent or selling the home on your own)
Challenge Licking county's assessment of your property
To lower a mortgage payments by removing PMI
To reinstate your Home Equity Line of Credit (HELOC)
To review another appraiser's report for verification
In the case of a OH divorce, when real estate needs to be divided
To determine the true market value of property in question to settle an estate in OH

Need help deciding the value of your home in or near Heath, OH?
Contact Delta Appraisal Services Co..

We at Delta Appraisal Services Co. understand the individual needs of a consumer after appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your home because you most likely have an emotional attachment to it. Professional appraisers, like the ones at Delta Appraisal Services Co., will be objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is very important as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your home will attract interested buyers. The appraisal is something concrete to show the buyer. An appraisal is an independent third party's opinion of your home's value -- not just you saying how much you think your house is worth. Potential buyers assume you have an emotional attachment to your house and will be much more likely to give credibility to a seasoned appraiser's value opinion than yours.

Need to remove PMI?

An attractive way to cut costs for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is down below 80% of the value of your property, in most cases you can apply to the lender to have the PMI removed from your loan, which will make your monthly payments go down. At Delta Appraisal Services Co., we're qualified in helping homeowners just like you dismiss unnecessary PMI insurance.

Challenging Licking county's assessment of your property

If you live in a local area that is going down or is not appreciating as much as other houses nearby, your local tax assessor may have your house overvalued. That only means you're going to pay more taxes than you should. The quicker you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. A professional appraisal from Delta Appraisal Services Co. is your #1 weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

Your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area -- even if your specific property has not declined in value. Not only can this be disadvantageous from a cash flow point of view, but it can be negative on your credit score since it may appear as though that credit line is maxed out. A professional appraisal from Delta Appraisal Services Co. can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Do you need an expert to double-check your appraisal for verity, or do you need a second opinion without the added cost and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comps. Or, if you need it ASAP, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal report you may have had in the past. While usually requested by banks, you may wish to employ this service if you suspect mortgage fraud related to your property.